Think clearly before every money move.
Bracket helps you pause and reflect on financial decisions — no charts, no judgment, just clarity before you act.
No account needed to get started
How Bracket helps you reflect
A simple pause to think through your decisions
Describe your decision
Tell us what you're considering — spending, investing, lending, or something else.
Reflect on your why
Answer a few thoughtful questions about your motivations and tradeoffs.
Choose with clarity
Get a gentle reflection summary and guidance — then decide for yourself.
Three types of guidance
Bracket gives you clear signals based on your specific situation
Pause
When a decision might be risky, we suggest waiting 48 hours. This gives you time to reflect without pressure.
Go Ahead
When everything looks good, we give you the green light to proceed with confidence.
Don't Do It
When a decision could hurt your finances, we recommend skipping it. You always have the final say.